Motor vehicle crashes are a huge problem in our region. According to data from the New Mexico Department of Transportation, there were nearly 63,000 accidents reported in 2015. The simple fact is that any driver could have a serious crash at any time. In the unfortunate event that you are involved in a collision, you need to know how...
Continue ReadingFood delivery apps like Uber Eats have revolutionized convenience, but they’ve also brought new dangers to our roads. As drivers rush to meet deadlines, distracted or reckless behavior behind the wheel is all too common. The result? Accidents that injure pedestrians, cyclists, and other drivers. If an Uber Eats driver injured you in a crash, you’re not alone, and...
Continue ReadingNew Mexico requires insurance companies to offer their clients uninsured/underinsured motorist insurance, also known as “UM/UIM” coverage. This insurance kicks in and will cover damages caused when someone else is at fault who, for whatever reason, doesn’t carry sufficient liability insurance. Based on a 2021 study from the Insurance Information Institute, an estimated 21.8% of drivers in New Mexico...
Continue ReadingYou suffered injuries in a crash. You’ve filed your insurance claim, you’re still in pain, and your car may not even be drivable. Then, in the middle of handling doctor appointments and damage estimates, the car insurance company sent you a check. It’s a surprising moment and one that often leaves people wondering: Should I cash this? What happens...
Continue ReadingYou may have heard that some states are “no fault” when it comes to car insurance. But is Texas a no-fault state? Texas is an at-fault state, meaning that the driver responsible for causing the crash is financially liable for damages. Unlike no-fault states, where each party typically seeks compensation from their own insurance first, Texas permits injured victims...
Continue ReadingAfter a crash, your car isn’t the only thing that takes a hit. Your body absorbs the force quickly. Muscles tense. Joints shift. Pain can initially feel minor, only to show up hours or days later. It might not seem serious right away, but it needs real attention when it lingers or gets worse. This post covers the most...
Continue ReadingIf you were hurt in a crash in Texas, you may wonder, How much is my case worth? or What is the typical car accident settlement amount in Texas? These are fair questions, but they are not easy to answer. No universal settlement calculator can tell you exactly what your case is worth. That is because every accident and...
Continue ReadingA serious crash can leave you facing medical bills, lost wages, and long-term challenges. When those costs are higher than what the at-fault driver’s insurance policy will cover, many ask, What happens when a car accident claim exceeds insurance limits? At Tawney, Acosta & Chaparro P.C., we help injury victims throughout Texas and New Mexico recover the compensation they...
Continue ReadingIf you were in a car accident in El Paso, Texas, the El Paso Police Department likely responded and filed a report. Now you may be wondering how to obtain a car accident report in El Paso. To obtain a car accident police report, you will need some basic information about the accident, and you’ll need to pay a...
Continue ReadingAfter a car accident, injured drivers and passengers often face a flood of medical bills, lost wages, and insurance paperwork. This is where Personal Injury Protection (PIP) can offer fast relief, but many people are unsure whether it is required, what it covers, or how it works under Texas law. At Tawney, Acosta & Chaparro P.C., we help injured...
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